Mortgage Loans

Why should you come to Profinium for your home loan?

It’s simple. In addition to having accesss to the same rates and programs as the biggest mortgage lenders, we make it simple for you by having all of your financial services under the same roof. That way, you have an accurate look at your full financial picture for loans, deposits, insurance and retirement accounts.

• New home purchases
• Construction loans
• Refinancing your mortgage
• Lot loans & Vacation property
• Free Pre-approval
• Long term fixed rates
• In-house and Secondary Market loans

Contact us at 507-235-5538 or by email and we’ll work with you to provide the latest rates, low closing costs, and fast loan pre-approval.

In accordance with the Secure and Fair Enforcement of the Mortgage Licensing Act of 2008, the names and corresponding unique identifying numbers of the bank's mortgage loan officers are available upon request.

Please contact Carol Myhre at 507-235-7593 or 800-254-6197, 105 Lake Ave, Fairmont MN 56031. Email: carolm@profinium.com

Home Improvement Loans

Home Equity Lines of Credit

If you are a homeowner, a Home Equity Line of Credit might be the right choice for you. The Home Equity Line of Credit offers a variety of ways to use the funding. This is a revolving type of note. May be tax deductible. See your tax advisor. Contact us for an application to receive great rates, hometown service and fast approval.

A Home Improvement Loan is a non-revolving commitment. It is secured by your home, so interest may be tax deductible (see your tax advisor). Contact us to apply for your loan to receive great rates, hometown service and fast approval.

Vehicle, Boat, Snowmobile, Motorcycle & Personal Loans

Profinium Financial has a variety of financing options, whether you are looking to purchase a vehicle, recreational vehicle, or just a personal loan for other purposes. These types of loans are quick to prepare with a completed application and clean credit report. Contact us to apply for your loan to receive great rates, hometown service and fast approval.

VISA Credit Cards

At Profinium, we offer Visa credit cards with no annual fee (if you make at least one purchase per year). Applications are available at any of our locations.

Agricultural Loans

Profinium Financial offers a wide variety of loans for agricultural purposes. We can assist you with the following loans:

• Operating - Crop and livestock inputs and expenses
• Breeding Stock Machinery & Equipment Building - new, expansion, repairs, etc.
• Land - Purchase, refinance, tile, etc.

Free Annual Cash flow, projections and financial position analysis is provided. Contact us to apply for your loan to receive great rates, hometown service and fast approval. Specialty programs, such as, Farmers Home Administration guarantees, secondary market/Farmer Mac for longer term fixed rates, Rural Finance Authority, and Small Business Administration Guarantee, are also utilized when and where appropriate.

Any one of our trained and experienced loan officers would love to help you with your financing and leasing needs. We approach every producer as a partner and work with you directly to give you the personal attention you deserve. Our smaller size allows us to be flexible in serving your needs, and providing you with timely, efficient and caring service. If the quality of your future depends upon the quality of support provided by your bank, call on Profinium Financial.

Commercial and Business Loans

Profinium Financial offers various loans for Commercial and Business purposes. The following is a listing of these loans: Startup, Expansion, Inventory, Working Capital, Real Estate and Facilities Equipment & Fixtures. Small Business Administration Guarantees and other loan programs are utilized where appropriate. Contact us to apply for your loan to receive great rates, hometown service and fast approval.

Feel free to use our financial calculators for help, and realize rates are subject to change. When in doubt, please contact us.