Kasasa Cash Back

Free checking is nice, but as a Profinium customer you deserve truly amazing. Welcome to Kasasa Cash Back®, a free checking account that offers cash back and pays back ATM fees.* And we mean all ATMs — not just in Southern Minnesota, we're talking nationwide!

Chances are you already meet Kasasa Cash Back qualifications by making your life easier with some of the free conveniences we offer. Things like using your debit card for purchases and receiving eStatements. So don't just bank. Kasasa®!

  • Free checking that pays you 4% cash back* on debit card purchases (up to total cash back of $8 per monthly qualification cycle)
  • No category restrictions on purchases
  • Get refunds for ATM fees nationwide*
  • No minimum balance required to earn rewards
  • No monthly service charge
  • Free online banking and bill pay
  • Free mobile banking
  • Free e-statements with check images available
  • $100 minimum to open


To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least one direct deposit or automatic payment (ACH) post and settle

It's that simple! And if you don't qualify, in a given qualification cycle, your account is still free. You can get back to earning rewards the very next month that you meet qualifications! Kasasa®: a Whole New Way To Bank™

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts. "Monthly Qualification Cycle" means a calendar month ending on the last business day. If you close your account before rewards are credited to it, you will not receive the rewards. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly qualification Cycle, you will receive 4% cash back on up to a total of $200 debit card purchases that post and settle to the account during that cycle period. A maximum of $8 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the first business day following the end of each qualification cycle. Rates and rewards are variable and may change after account is opened. Limitations: You must deposit $100 to open this account. Limit one account per SSN. Contact a Personal Banker for additional information.

Member FDIC. Kasasa, Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.