Kasasa Saver

Did you know that the best rewards checking account in Southern Minnesota has a savings counterpart? Meet Kasasa Saver®! The accounts work together so the rewards you earn each month on Kasasa Cash® are automatically transferred to Kasasa Saver.

Best of all, you don't have to do anything special as long as you meet the easy monthly requirements for Kasasa Cash. Plus, Kasasa Saver also earns its own high interest rate to maximize your savings potential.

  • Free, high-interest savings account that builds savings automatically
  • Automatic transfers of Kasasa Cash checking rewards
  • 0.75% APY* on Kasasa Saver balances up to $15,000
  • 0.75% - 0.54% APY, on Kasasa Saver balances over $15,000 depending on balance in account*
  • 0.10% APY* if qualifications are not met on Kasasa Cash
  • No monthly service charge
  • No minimum balance to earn rewards
  • Free online banking
  • Free eStatements
  • Free 24-hour telephone banking
  • $10 minimum deposit to open


Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate. Just do the following each monthly qualification cycle on your Kasasa Cash:

  • Have at least 10 debit card transactions post and settle
  • Have at least one direct deposit or automatic payment (ACH) post and settle
  • Enroll in and receive eStatement

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

See what our customers have to say about Kasasa on our Testimonials page!

*APY=Annual Percentage Yield. APYs accurate as of 04/30/2012. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $10 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Nationwide ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to the account on the first business day following your monthly Qualification Cycle; (2) balances up to $15,000 receive APY of 2.50%; and (3) balances over $15,000 earn 0.50% interest rate on the portion of the balance over $15,000, resulting in 2.50% - 0.76% APY depending on the balance in the account. If qualifications are not met on Kasasa Cash all balances earn 0.10% APY. Qualifying transactions must post to and settle to the Kasasa Cash account during each monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. ATM-processed transactions and transfers between accounts do not count toward earning account rewards. "Monthly Qualification Cycle" means a calendar month ending on the last business day. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $15,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $15,000, resulting in 0.75% - 0.54% APY depending on the balance in the account. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.10% APY. Limit one account per SSN.