Kasasa Cash Checking:

*APY=Annual Percentage Yield. APYs accurate as of 02/22/2018. Rates and rewards may change after account is opened. Minimum to open is $100 for Kasasa Cash and $10 for Kasasa Saver. For KasasaCash, if qualifications are met each monthly qualification cycle: (1) Nationwide ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the first business day following the end of each qualification cycle; (2) balances up to $15,000 receive APY of 2.50%; and (3) balances over $15,000 earn 0.50% interest rate on portion of balance over $15,000, resulting in 2.50% - 0.76% APY depending on the balance in the account. If qualifications are not met on Kasasa Cash, all balances earn 0.10% APY. Qualifying transactions must post to and settle to the Kasasa Cash account during each monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to an account. ATM-processed transactions and transfers between accounts do not count towards earning account rewards. "Monthly Qualification Cycle" means a calendar month ending on the last business day. Fees may reduce earnings. If you close your account before rewards are credited to it, you will not receive the rewards. The advertised Kasasa Cash APY is based on compounding interest. If you have a Kasasa Saver Account attached to your Kasasa Cash account interest is not compounded. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver on the day following the day interest was credited to your Kasasa Cash account and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per SSN. Contact a Personal Banker for details.

Kasasa Cash Back Checking:

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts. "Monthly Qualification Cycle" means a calendar month ending on the last business day. Fees may reduce earnings. If you close your account before rewards are credited to it, you will not receive the rewards. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly qualification Cycle, you will receive 4% cash back on up to a total of $200 debit card purchases that post and settle to the account during that cycle period. A maximum of $8 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the first business day following the end of each qualification cycle. Rates and rewards are variable and may change after account is opened. Limitations: You must deposit $100 to open this account. Limit one account per SSN. Contact a Personal Banker for additional information.