Rates Calculator

Free checking that pays really high interest — plus refunds on ATM withdrawal fees, nationwide.*

Key Features:

Really High Interest

Refunds on ATM Withdrawal Fees

No Monthly Maintenance Fees

Do you currently have an account with Profinium, Inc.?

  • Free checking that pays really high interest
  • 2.50% APY* on balances up to $15,000
  • 2.50% to 0.76% APY on balances over $15,000 depending on balance in account*
  • 0.10% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking
  • Free Mastercard® debit card
  • $100 minimum deposit to open

It’s easy to earn your rewards

So easy you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements 

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.

Do you currently have an account with Profinium, Inc.?

*APY=Annual Percentage Yield. APYs accurate as of 02/22/2018. Rates and rewards may change after account is opened. Minimum to open is $100 for Kasasa Cash and $10 for Kasasa Saver. For KasasaCash, if qualifications are met each monthly qualification cycle: (1) Nationwide ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the first business day following the end of each qualification cycle; (2) balances up to $15,000 receive APY of 2.50%; and (3) balances over $15,000 earn 0.50% interest rate on portion of balance over $15,000, resulting in 2.50% - 0.76% APY depending on the balance in the account. If qualifications are not met on Kasasa Cash, all balances earn 0.10% APY. Qualifying transactions must post to and settle to the Kasasa Cash account during each monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to an account. ATM-processed transactions and transfers between accounts do not count towards earning account rewards. "Monthly Qualification Cycle" means a calendar month ending on the last business day. Fees may reduce earnings. If you close your account before rewards are credited to it, you will not receive the rewards. The advertised Kasasa Cash APY is based on compounding interest. If you have a Kasasa Saver Account attached to your Kasasa Cash account interest is not compounded. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver on the day following the day interest was credited to your Kasasa Cash account and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per SSN. Contact a Personal Banker for details.