Rates

Save money — automatically. We’ll transfer your free Kasasa® checking rewards to free Kasasa Saver®.

Key Features:

Automatic Savings

High Interest

No Monthly Maintenance Fees

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® checking
  • Automatic transfers of Kasasa Cash earnings
  • 0.75% APY* on balances up to $15,000
  • 0.75% to 0.54% APY on balances over $15,000 depending on balance in account*
  • 0.10% APY* if qualifications are not met in Kasasa Cash
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free digital banking
  • $10 minimum deposit to open

It’s easy to earn your rewards

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 02/22/2018. Rates and rewards may change after account is opened. Fees may reduce earnings. Minimum to open is $100 for Kasasa Cash and $10 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Nationwide ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to the account on the first business day following your monthly Qualification Cycle; (2) balances up to $15,000 receive APY of 2.50%; and (3) balances over $15,000 earn 0.50% interest rate on the portion of the balance over $15,000, resulting in 2.50% - 0.76% APY depending on the balance in the account. If qualifications are not met on Kasasa Cash all balances earn 0.10% APY and ATM fees are not refunded. Qualifying transactions must post to and settle to the Kasasa Cash account during each monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. ATM-processed transactions and transfers between accounts do not count toward earning account rewards. "Monthly Qualification Cycle" means a calendar month ending on the last business day. If you close your account before rewards are credited towards it, you will not receive the rewards. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $15,000 in Kasasa Saver receive an APY of 0.75%; and (2) balances over $15,000 in Kasasa Saver earn 0.50% interest rate on portion of balance over $15,000, resulting in 0.75% - 0.54% APY depending on the balance in the account. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.10% APY. Limit one account per SSN. A Kasasa Cash account is required to have a Kasasa Saver Account. Contact a Personal Banker for additional information.