APY = Annual Percentage Yield. Rates effective as of August 3, 2020. Fees may reduce earnings.

Kasasa Cash Checking* Learn More

Tier Minimum Opening Deposit Interest Rate APY
0 - $15,000 $100 1.17% 1.17%
$15,000+ $100 0.21% 1.17% - 0.34%
Qualifications not met $100 0.10% 0.10%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.

Kasasa Saver* Learn More

Tier Minimum Opening Deposit Interest Rate APY
0 - $50,000 $10 0.32% 0.32%
$50,000+ $10 0.21% 0.32% - 0.25%
Qualifications not met $10 0.10% 0.10%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

Merit Savings Learn More

Tier Minimum Opening Deposit Interest Rate APY
Up to $2,499.99 $100 0.04% 0.04%
$2,500 - $9,999.99 $100 0.07% 0.07%
$10,000 - $24,999.99 $100 0.11% 0.11%
$25,000+ $100 0.15% 0.15%

LISA Savings Learn More

Tier Minimum Opening Deposit Interest Rate APY
Up to $99,999.99 $5,000 0.12% 0.12%
$100,000 - $199,999.99 $5,000 0.27% 0.27%
$200,000 - $299,999.99 $5,000 0.38% 0.38%
$300,000 - $599,999.99 $5,000 0.49% 0.49%
$600,000 - $999,999.99 $5,000 0.49% 0.49%
$1,000,000 and greater $5,000 0.49% 0.49%

Health Savings Account Learn More

Tier Minimum Opening Deposit Interest Rate APY
Up to $2,499.99 $100 0.10% 0.10%
$2,500 - $9,999.99 $100 0.15% 0.15%
$10,000 - $24,999.99 $100 0.19% 0.19%
$25,000+ $100 0.27% 0.27%

Certificates of Deposit & Individual Retirement Accounts Learn More

Term Minimum Opening Deposit Interest Rate APY
182 Day Certificate of Deposit1 $500 0.57% 0.57%
12 Month Certificate of Deposit / IRA1 $500 0.67% 0.67%
18 Month Certificate of Deposit / IRA1 $500 0.77% 0.77%
24 Month Certificate of Deposit / IRA1 $500 0.87% 0.87%
36 Month Certificate of Deposit / IRA1
(36 Month IRA/CD has step-up feature)3
$500 0.97% 0.97%
48 Month Certificate of Deposit / IRA1 $500 1.07% 1.07%
60 Month Certificate of Deposit / IRA1 $500 1.17% 1.18%

Learn More IRA

1 A penalty may be imposed for early withdrawal

2 Available on new money to Profinium only.  Special rate applies to initial term only. Renewals will receive current rate in effect at that time.

3 At your discretion, you may change the interest rate on the account one (1) time during the original term to the current posted CD rate in effect at that time.