APY = Annual Percentage Yield. Rates effective as of May 15, 2018. Fees may reduce earnings.

Kasasa Cash Checking*Learn More

Tier Minimum Opening Deposit Interest Rate APY
0 - $15,000 $100 2.47% 2.50%
$15,000+ $100 0.50% 2.50% - 0.76%
Qualifications not met $100 0.10% 0.10%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements 

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.

 

Kasasa Saver*Learn More

Tier Minimum Opening Deposit Interest Rate APY
0 - $15,000 $10 0.75% 0.75%
$15,000+ $10 0.50% 0.75% - 0.54%
Qualifications not met $10 0.10% 0.10%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

 

Merit SavingsLearn More

Tier Minimum Opening Deposit Interest Rate APY
Up to $2,499.99 $100 0.10% 0.10%
$2,500 - $9,999.99 $100 0.15% 0.15%
$10,000 - $24,999.99 $100 0.25% 0.25%
$25,000+ $100 0.35% 0.35%

LISA SavingsLearn More

Tier Minimum Opening Deposit Interest Rate APY
Up to  $99,999.99 $5,000 0.72% 0.72%
$100,000 - $199,999.99 $5,000 0.82% 0.82%
$200,000 - $299,999.99 $5,000 0.92% 0.92%
$300,000 - $599,999.99 $5,000 0.94% 0.94%
$600,000 - $999,999.99 $5,000 1.00% 1.00%
$1,000,000 and greater $5,000 1.02% 1.02%

Health Savings AccountLearn More

Tier Minimum Opening Deposit Interest Rate APY
Up to $2,499.99 $100 0.19% 0.19%
$2,500 - $9,999.99 $100 0.29% 0.29%
$10,000 - $24,999.99 $100 0.39% 0.39%
$25,000+ $100 0.59% 0.59%

Certificates of Deposit1 & Individual Retirement Accounts1

Tier Minimum Opening Deposit Interest Rate APY
Special 12 Month Certificate of Deposit / IRA1, 2 $5,000 1.11% 1.11%
Special 24 Month Certificate of Deposit / IRA1, 2 $5,000 1.30% 1.31%
Special 36 Month Certificate of Deposit / IRA1, 2 $5,000 1.60% 1.61%
Special 48 Month Certificate of Deposit / IRA1, 2 $5,000 2.00% 2.02%
Special 60 Month Certificate of Deposit / IRA1, 2 $5,000 2.13% 2.15%
182 Day Certificate of Deposit1 $500 0.27% 0.27%
12 Month Certificate of Deposit / IRA1 $500 1.01% 1.01%
18 Month Certificate of Deposit / IRA1 $500 1.11% 1.11%
24 Month Certificate of Deposit / IRA1 $500 1.20% 1.21%
36 Month Certificate of Deposit / IRA1
(36 Month IRA/CD has step-up feature)
$500 1.50% 1.51%
48 Month Certificate of Deposit / IRA1 $500 1.91% 1.92%
60 Month Certificate of Deposit / IRA1 $500 2.03% 2.05%

1A penalty may be imposed for early withdrawal

2Customer must maintain an active checking account at Profinium Inc. Special rate applies to initial term only. Renewals will receive current rate in effect at that time.