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Certificate of Deposit - CD

"Rain" in those gains with our CD Rates!


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5.05% APY

182 Day CD

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4.80% APY

12 Month CD

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4.06% APY

18 Month CD

Calculate your potential earnings with our CD Interest Calculator

Complete list of our current CD rates


 Minimum Deposit Interest Rate Annual Percentage Yield (APY)
182 Day Certificate of Deposita $500.00 4.99% 5.05%
12 Month Certificate of Deposit/IRAa $500.00 4.72% 4.80%
18 Month Certificate of Deposit/IRAa $500.00 4.00% 4.06%
24 Month Certificate of Deposit/IRAa $500.00 4.11% 4.17%
36 Month Certificate of Deposit/IRAa,b
Bump up feature available for 36-month CD. 
 $500.00 2.50% 2.52%
48 Month Certificate of Deposit/IRAa $500.00 2.60% 2.63%
60 Month Certificate of Deposit/IRAa $500.00 2.70% 2.73%


Additional Details:
  • Interest compounded quarterly on terms of at least one year
  • Terms range from 6 months to 5 years
  • Renews automatically upon maturity
  • Free access to our mobile banking and Money Pro spending app* 
  • 12, 18, 24-, 36-, 48- and 60-month CDs: Interest is compounded quarterly
  • 182-day CD: Interest is paid at maturity
  • Fees could reduce the earnings on the account
  • Interest rates and Annual Percentage Yields are accurate as of March 18, 2024.
  • Minimum balance to obtain annual percentage yield is $0.01
  • Please see a Relationship Banker at any one of our offices for more information. 
  • Must be of legal age to open deposit accounts. 
*Third party fees for Internet, messaging, or data plans may apply.
a. A penalty may be imposed for early withdrawal.
b. At customer’s discretion, they may change the interest rate on the account one (1) time during the original term to the current posted CD rate in effect at that time.