Turn Everyday Spending Into Rewarding Moments

EARN POINTS WITH EVERY PURCHASE

REWARDS THAT FIT YOUR LIFESTYLE

Turn everyday spending into exciting rewards—travel, merchandise, gift cards, and more.

Enjoy 0% Interest for the first 6 months!*

*Introductory 0% APR on purchases and balance transfers for the first 6 months after the account opening date.
After the introductory period, a variable APR of 13.75%–18.00% will apply based on your creditworthiness. Your APR may vary if the Prime Rate changes. Balance transfer fees may apply.

Credit Cards are subject to credit and underwriting approval. Program terms and conditions are subject to change without notice. Other restrictions and limitations may apply.

Introductory Annual Percentage Rate (APR) for 6 months: 0.00% APR on new purchases and balance transfers for six months from the account opening date.
Post-Introductory APR: After the introductory period, a variable APR applies. This rate is based on the Prime Rate (which may change) plus a margin (which does not change) determined by your creditworthiness. The following rates are variable: Non-Introductory Purchase Rate, Non-Introductory Balance Transfer Rate, Cash Advance Rate.
APR Range: 13.75%–18.00% variable APR (Penalty APR are not variable). Because the Prime Rate can change, your variable interest rate—and therefore your payment—may increase or decrease accordingly. APRs are applied from the 1st day of each billing period based on the published prime rate 10 business days before the period begins, plus 7.00–16.00 percentage points depending on your creditworthiness.
Balance Transfer and Other Fees: Balance transfer fees may apply. Full details are available in your account agreement.

No Annual Fee

Earn Unlimited Points

that never expire!

Real-Time Card Management

Enjoy local service and support from a team you know and trust.

Maximize Your Spending Power

With the Profinium Rewards Credit Card, every dollar you spend earns you 1 reward point. Redeem your points for travel, merchandise, or gift cards—your rewards, your way.²

Card Benefits:

0% Introductory APR: Enjoy 0% interest for the first 6 months.¹

No Annual Fee: Keep more money in your pocket with no yearly fees.

Unlimited Points: Earn unlimited points that never expire.

Real-Time Card Management: Manage your card with ease, anytime, anywhere.

Mastercard ID Theft Protection™: Receive complimentary access to identity theft protection services.

Mastercard ID Theft Protection™

With your Profinium Rewards Credit Card you receive complimentary access to Mastercard ID Theft Protection™ - no cost to you.

To activate your ID Theft Protection benefits, visit mastercardus.idprotectiononline.com and enter your card number to start the registration process.

SECURITY AND PEACE OF MIND

MONITOR YOUR CREDIT FILE

Protect your personal information and safeguard your digital privacy with early alerts to potential threats.

CONVENIENCE AND EASE

RECEIVE ALERT NOTIFICATIONS

Stay in control with an online dashboard and instant alerts—track suspicious activity and respond to potential identity theft fast.

CONTROL AND CONFIDENCE

PROVIDES ID THEFT RESOLUTION

Get expert support to restore your identity—quick, guided resolution gives you peace of mind when you need it most.

How to Redeem and Use Credit Card Points

View and access your rewards points through your online or mobile banking app.

Pay Instantly with Built-In Security

Experience the speed of tapping with the security of chip technology.

Faster checkouts
From grabbing your takeout to fueling up – if you see the contactless symbol, just Tap & Go**.

Greater security
Built-in chip security and Zero Liability protection* bring peace of mind to every tap of your Profinium Mastercard.

Cleaner alternative.
Only you touch your card at checkout because no one else needs to. You can even upload your card to your smartphone or wearable device and tap them at the checkout instead.***

*Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit mastercard.us/zeroliability. Contact Profinium for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. cardholders only. Valid for Profinium Mastercard.
**The Contactless Symbol is a trademark owned by EMVCo, LLC.

***Profinium cards are available through Apple Wallet & Google Pay.

Third party fees for internet, QR codes, messaging, or data plans may apply.

Real-Time Card Management

When it comes to security, our Profinium app has you covered. That’s because this powerful, portable app has advanced card controls that put you in charge of who uses your Rewards Credit Card and how they use it.

With Advanced Card Controls, you can:

Turn your card on and off if it's lost, stolen, or being misused.
- Loose your card and need time to find it; you can turn it off instantly, go find your card, then turn your card back on.
Get instant alerts when your card is used.
Set dollar limits to keep spending in check.
Select only certain merchants for certain cards.
Prevent transactions that don't match your settings.

Third party fees for internet, QR codes, messaging, or data plans may apply.

Activating Card, Lost or Stolen Card, or Need After Hours Assistance?

Activate your Card:

Call: 1-866-558-1954

Lost or Stolen Card:

Call: 1-833-897-0013

After Hours Assistance:

Call: 1-833-897-0013

Review Terms & Conditions

Credit Cards are subject to credit and underwriting approval.

1) Credit Card Introductory Annual Percentage Rate (APR) for 6 months on purchases and balance transfers 0.00% APR: INTRODUCTORY INTEREST RATE (for new purchases and balance transfers) – From the account-opening date, the introductory interest rate will be 0.00% APR Fixed for six months. After the introductory period, your interest rate is a variable rate and is determined by a combination of the Prime Rate (which may vary) added to a margin (which does not change). Because the Prime Rate may vary, your variable interest rate will go up or down if the Prime Rate changes. The following rates on the account are variable: 1] Introductory Purchase rate; Non-Introductory Balance Transfer Rate; Cash Advance Rate. More information is available in your account agreement Range of APR on purchases 6 months after account opening date. APR is variable~ 14.50% - 18.00% APR: Your APRs are variable, except the Penalty interest rate. Because the Prime Rate can change, your variable interest rate—and therefore your payment—may increase or decrease accordingly. From the 1st day of each billing period, we apply APRs based on the published prime rate 10 business days before the beginning of that billing period. To determine your APRs, we add to the prime rate: 7.00 – 16.00 percentage points or the maximum allowed by law for purchases, balance transfers, and for cash advances, based on your creditworthiness.

2) Earn one Rewards Point for each $1.00 spent on qualified purchases. The cash redemption value of each Reward Point is $0.01. Fractional Rewards Points will be rounded to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 6 Rewards Points. if you make a qualifying purchase and it is $5.45, you will be rewarded 5 points.

Rewards Points do not expire.