Home Equity Loans

FLEXIBLE FINANCING FOR LIFE'S BIG MOMENTS 

Unlock Your Home's Potential

Whether you're planning a home renovation, covering educational expenses, or consolidating debt, Profinium's Home Equity Line of Credit (HELOC) offers a versatile solution to meet your financial needs.  


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Zero Fraud Liability.*

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Mobile purchasing capability for added convenience.

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Wide range of terms to customize your situation

Why Choose Profinium's HELOC?

  • Competitive Rates: Benefit from attractive interest rates tailored to your financial situation.

  • Revolving Credit Line: Access funds as needed without the hassle of reapplying.

  • Flexible Terms: Choose from a variety of terms that align with your repayment preferences.

  • Interest-Only Payments: Pay interest only on the amount you use, helping manage monthly expenses.

  • Tax Advantages: Interest paid may be tax-deductible; consult your tax advisor for details.*

  • Local Decision-Making: Enjoy prompt, personalized service from our local lending team.

*Consult with your tax advisor
Profinium NMLS#402979
Prospective borrowers must be of legal age to apply for a loan.

How It Works

A HELOC allows you to borrow against the equity in your home, providing a flexible line of credit for various purposes. As you repay the borrowed amount, your available credit is replenished, giving you ongoing access to funds during the draw period. 

Ready to Get Started?

Whether you are letting them pick the paint color, helping them on their next adventure, or paying for monumental life events, our relationship banking team can help make those large expenses happen.  

Applying is easy! Visit your nearest Profinium branch or apply online to take the first step toward unlocking your home's potential.