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Cash Management Services

Business solutions designed to streamline your everyday banking activities.

So you can get back to focusing on growing your business.

small business owners looking at a laptop computer
Discuss with your banker which services would best serve you to help run your cash management efficiently and effectively. 

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Online & Mobile Banking
Take greater control of your business accounts with Profinium’s Online Banking service. You will have secure access to give you 24/7 flexibility and time savings for many of your banking functions.
  • Save time and effort; avoid an extra trip to a branch
  • Transfer funds, pay bills, and more
  • Ability to define access levels for employee users
  • Initiate ACH payments and debits
  • Manage your payroll effortlessly
  • Initiate domestic wire transfers
a person with paper checks and deposit slips in hand
Remote Deposit Capture
Are you tired of making that dash to the bank to deposit your checks? With Client Deposit, you can scan and submit your checks electronically from the convenience of your place of business. 
  • Deposit checks from the convenience of your office
  • Uses a desk scanner and internet access
  • Streamline check handling from multiple offices or locations
  • Same-day credit up to 4 pm; realize funds quicker, accelerating cash flow
  • Reduce trips to the bank
  • Helps prevent check fraud and identity theft
  • Secure and easy to use
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ACH Origination Services
Discover the convenience of originating your own ACH (Automatic Clearing House) payments. It’s great for employees on payroll, sending funds to other companies, receivable billing accounts, and more.
  • Make and receive vendor payments 24/7, electronically
  • Bill customers directly for an expedited process
  • More efficient and accurate processing
  • Directly deposit employee payroll
  • Streamline recordkeeping
  • Eliminates waste and expense of paper checks
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Wire Transfers
Need to send money quickly to other banks, companies or individuals? 
  • Wire funds, hassle-free:
    • Easy, same-day, safe movement of funds
    • Move money locally, regionally, nationally, or even internationally
    • Schedule one-time transfers or create recurring templates for future use 

NOTE: Please allow sufficient time for the wire to be completed by the cut off times listed below. 

  • International 1pm CST
  • Domestic 4pm CST

If you are not familiar with the wire service process and would like assistance, please do not hesitate to contact your banker. 

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Positive Pay
Positive pay is a cash management system used to help reduce incidents of CHECK FRAUD. The system enables the customer to review various aspects of a check presented for payment and compare them against a supplied list of checks issued. This helps ensure that altered checks or checks issued fraudulently are not paid.
  • Protects against fraud
  • Cost effective
  • Simple to use
  • Convenient deadline: Exceptions need to be reviewed by 11amCT.
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Merchant Services
Profinium has partnered with Access Payment Processing to deliver payment solutions to help make your payment processing more efficient and profitable.
  • Provide additional payment options for your customers
  • Accept major credit and debit cards for increased versatility
  • Smartphone applications and web-based products available
  • Streamline billing and record-keeping
  • Convenient access to transaction detail
  • Experienced call center specialists
  • Quick and seamless start up

Additional terms and conditions may apply.
*Third party fees for internet, messaging, or data plans may apply.

Read More About Our Accessibility Statement