Fuel your business. earn rewards on every purchase.

BUSINESS REWARDS CREDIT CARD

EMPOWER YOUR BUSINESS SPENDING 

Elevate your business purchases with the Profinium Business Rewards Credit Card. Earn rewards, manage expenses efficiently, and enjoy enhanced security features tailored for your business needs. With a Profinium Business Rewards Credit Card, earn 1 rewards point for every $1.00 spent—whether it's you or your employee—then redeem for travel, merchandise, or gift cards.2

 Enjoy 0% Interest for the first 6 months!1

Current clients can apply through online banking!
 

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No Annual Fee

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Earn Unlimited Points

that never expire!

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Real-Time Card Management

 Including your employee cards.

Enjoy local service and support from a team you know and trust. 

Mastercard ID Theft Protection™

With your Profinium Business Rewards Credit Card, you receive complimentary access to Mastercard ID Theft Protection™ — at no additional cost.

To activate your benefits, visit mastercardus.idprotectiononline.com and enter your card number to begin the registration process.

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SECURITY AND PEACE OF MIND

Stay protected with continuous credit file monitoring.

Defend your personal information and safeguard your digital privacy with early detection of potential risks.

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CONVENIENCE AND EASE  

Stay informed with real-time alert notifications.

Access an online dashboard and receive instant alerts for suspicious activity, allowing you to track and respond to identity theft threats quickly.

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CONTROL AND CONFIDENCE

Get expert support with ID theft resolution.

Minimize stress and address identity threats with the tools and guidance you need to prevent personal loss and protect what matters most.

View and access your rewards points through your online or mobile banking app. 

Experience the speed of tapping with the security of chip technology.

Faster checkouts
From grabbing your takeout to fueling up – if you see the contactless symbol, just Tap & Go**.

 

 
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Greater security
Built-in chip security and Zero Liability protection* bring peace of mind to every tap of your Profinium Mastercard.
 
Cleaner alternative.
Only you touch your card at checkout because no one else needs to. You can even upload your card to your smartphone or wearable device and tap them at the checkout instead.***
 

 

*Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit mastercard.us/zeroliability. Contact Profinium for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. cardholders only. Valid for Profinium Mastercard.
**The Contactless Symbol is a trademark owned by EMVCo, LLC.

***Profinium cards are available through Apple Wallet & Google Pay.

Third party fees for internet, QR codes, messaging, or data plans may apply. 

When it comes to security, our Profinium app has you covered. That’s because this powerful, portable app has Advanced Card Controls that put you in charge of who uses your Profinium Business Rewards Credit Card and how they use it. And it’s as easy as a tap on your phone.

With Advanced Card Controls, you can:

  • Turn your card on and off if it's lost, stolen, or being misused

    • Employee loses their card; you can turn it off instantly

    • Employee leaves the organization; you can turn the card off instantly. 

  • Get instant alerts when your card is used

  • Set dollar limits to keep spending in check

  • Select only certain merchants for certain cards

  • Prevent transactions that don't match your settings

Third party fees for internet, QR codes, messaging, or data plans may apply. 

Activate your Card: 

  • Call: 1-866-558-1954

Lost or Stolen Card: 

  • Call: 1-833-897-0013

After Hours Assistance: 

  • Call:  1-833-897-0013

Credit Cards are subject to credit and underwriting approval.
 
1) Credit Card Introductory Annual Percentage Rate (APR) for 6 months on purchases and balance transfers 0.00% APR: INTRODUCTORY INTEREST RATE (for new purchases and balance transfers) – From the account-opening date, the introductory interest rate will be 0.00% APR Fixed for six months. After the introductory period, your interest rate is a variable rate and is determined by a combination of the Prime Rate (which may vary) added to a margin (which does not change). Because the Prime Rate may vary, your variable interest rate will go up or down if the Prime Rate changes. The following rates on the account are variable: 1] Introductory Purchase rate; Non-Introductory Balance Transfer Rate; Cash Advance Rate. More information is available in your account agreement Range of APR on purchases 6 months after account opening date. APR is variable~ 14.50% - 18.00% APR: Your APRs are variable, except the Penalty interest rate. Because the Prime Rate can change, your variable interest rate—and therefore your payment—may increase or decrease accordingly. From the 1st day of each billing period, we apply APRs based on the published prime rate 10 business days before the beginning of that billing period. To determine your APRs, we add to the prime rate: 7.00 – 16.00 percentage points or the maximum allowed by law for purchases, balance transfers, and for cash advances, based on your creditworthiness.
 
2) Earn one Rewards Point for each $1.00 spent on qualified purchases. The cash redemption value of each Reward Point is $0.01. Fractional Rewards Points will be rounded to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 6 Rewards Points. if you make a qualifying purchase and it is $5.45, you will be rewarded 5 points. Rewards Points do not expire.