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Business Loans

Delivering a legendary experience through our unrivaled service and empowering solutions.

Local bankers who are just as invested in your community.

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Our bankers learning about how an apple orchard operates.

As you review your loan options below, know that you can count on the following from us: 
  • Lending professionals with working knowledge of the Southern Minnesota business markets
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
  • Repayment terms customized to suit your business
  • Competitive rates
*Loans are subject to credit approval
Wondering what your loan amount or monthly payment could be?
Use our Amortizing Loan Calculator(Opens in a new Window) to help you plan your next financial step. Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment. You can even save the calculation report and discuss with your banker. 

Let's review the types of loans we offer.

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Commercial Real Estate Loans
  • Available for owner-occupied or investment properties 
  • Includes purchases, refinancing, or construction of commercial properties
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Business Term Loans
  • Money provided as upfront lump sum
  • Wide range of business expenses can be covered

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Business Lines of Credit
  • Re-use as needed without re-applying
  • Funds easily available in person, over the phone, or through online banking
  • Only pay interest on what you use

Small Business Administration (SBA) Loans
  • Available for start-up businesses, as well as purchasing and refinancing existing businesses
  • Government assistance makes financing available for businesses that might otherwise have difficulty getting approved
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity*
*Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.

Prospective borrowers must be of legal age to apply for a loan.

Read More About Our Accessibility Statement