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Business Banking 101

MEET THE TEAM BEHIND YOUR BUSINESS SUCCESS

YOUR PARTNERS IN PROGRESS

At Profinium, our Business Banking Team is more than just a group of experts—we’re strategic partners committed to helping your business thrive. Whether you're launching a startup, expanding your operations, or planning for the future, our experienced bankers are here to guide you every step of the way.

Provide the essential tools your business needs — from checking and savings to financing and cash flow management. Explore each category below to learn more and get started.

 
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Business & Financial Solutions

Business Checking Accounts

Flexible checking for businesses and nonprofits

Learn more about our two tailored options:

With Earnings Credit – helps offset your monthly service fees.

With Interest – earn interest on your collected balance.

Pro Biz Checking Accounts

Savings Accounts

Grow your funds with the right savings solution

Support both personal and business savings goals with accounts designed for flexibility and earning potential. Compare features to find what matches your strategy — emergency funds, long-term plans, or business reserves.

Choose Your Savings Account

Treasury Management

Optimize cash flow & protect your business

Profinium’s Treasury Management solutions help you streamline operations, manage liquidity, strengthen fraud protections, and gain real-time control of your finances — all with personalized support.

Key benefits:

Cash flow optimization

Fraud prevention tools

Online dashboard & reporting

Treasury Management

Business Credit Card

Empower spending & earn rewards

The Profinium Business Rewards Credit Card lets your business earn points on every purchase — and redeem them for travel, merchandise, or gift cards. Features include no annual fee, real-time management, and enhanced security features like identity protection.

Business Credit Card

Business Loans & Funding

Fuel growth and investment opportunities

Profinium offers a suite of loan products tailored to business needs — from equipment and expansion to real estate and working capital. Local decision-making and personalized guidance help you secure the right financing.

Available options:

Commercial Real Estate Loans

Business Term Loans

Lines of Credit

SBA Loans

Business Loans

My Financial Health

A clearer picture of your money — in one place

My Financial Health is a free, easy-to-use digital tool that helps you understand where you stand and where you can go financially. It brings your accounts together, tracks spending, and offers personalized insights to help you make informed decisions.

Highlights:

View all your finances in one dashboard

Track spending and net worth

Set goals and monitor progress

My Financial Health

Tap2Local

Accept payments with just your phone

Tap2Local lets small businesses accept debit and credit card payments directly from their mobile device — no extra hardware required. Perfect for in-store, on-the-go, or pop-up sales.

Highlights:

Tap-to-pay from your phone

Payment links & QR codes

Fast deposits to your Profinium account

Simple setup

TAP2LOCAL



Ready to Take the Next Step?

Whether you’re opening an account, managing cash flow, or planning for the future, Profinium’s team is here to help you move forward with confidence.

 






























Must be of legal age to open deposit accounts. 
 
Credit Cards are subject to credit and underwriting approval.
 
Loans are subject to credit approval. Prospective borrowers must be of legal age to apply for a loan. 
 
Products and services may require enrollment, other terms and conditions and fees may apply. Third party fees for internet, QR Codes, messaging, or data plans may apply.
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