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LOCAL GUIDANCE. SMART HOME LOANS.
your mortgage center
Whether you’re buying your first home, upgrading to a larger space, building your dream home, or refinancing your current mortgage, Profinium offers personalized mortgage options with competitive rates and local expertise. Our goal is to make the mortgage process straightforward so you can focus on what matters the most — finding or financing the right home for you.
what we offer
Home Purchase Loans
Buy your dream home with confidence.
Flexible mortgage options for first-time buyers and experienced homeowners, including fixed-rate, FHA, VA, and USDA loans. Our team will guide you through every step of the process.
Refinancing
Improve your mortgage or access equity.
Refinance your current loan to lower your rate, shorten your term, or cash out. Use our calculators to see potential savings before making a decision.
Home Construction Loans
Build your dream home.
Construction loans provide flexible financing for new homes, with options like interest-only payments during construction and a seamless transition to a permanent mortgage.
Home$tart Mortgage Assistance
Get help with down payment and closing costs.
First-time homebuyers may qualify for up to $15,000 in grant funds to make homeownership more accessible. Profinium guides you through the application process.
Mortgage Tools & Calculators
Plan your mortgage with confidence.
Access calculators to estimate monthly payments, refinance savings, APR, loan comparisons, and more — helping you make informed decisions.
Meet Your Mortgage Team
Our experienced mortgage professionals are here to guide you every step of the way. Whether you’re buying, building, or refinancing, you’ll get expert advice and personalized service from a team that knows your community.
Jannell Tufte
Mortgage Loan Officer Lead
Owatonna
NMLS# 402028
"My clients appreciate my attention to detail and ability to explain the process in a straightforward manner."
Lisa Rank
Mortgage Loan Officer
Fairmont/Truman
NMLS# 755291
"Whether buying, building, or refinancing, I strive to make the process as effortless as possible delivering a great experience!"
Ryan Gillespie
Mortgage Loan Officer
Owatonna
NMLS# 503704
“Your positive experience is my focus! I am here to walk with you every step of the way, leading with patience, clear communication and care.”
Jeremiah Gaul
President Digital Banking / Mortgage
NMLS# 287356
"I support this amazing team by ensuring they have the resources they need to help you find the right mortgage."
Valerie Hill
Mortgage Loan Processor
"I work closely with your Mortgage Loan Officer to help you step by step through your purchasing or refinancing process. Oh, and my favorite food is Lasagna."
Kristina Jorgensen
Mortgage Loan Servicer
"Just because the loan has closed does not mean our job is done. I take care of any service work needing to be done with your mortgage loan after it closes."