a family putting coins in a piggy bank

Choose Your Savings Account

Saving for your emergency fund, dream vacations, down payments, new equipment, or savings for expansion plans?

Your Amazing Savings Account is Real 


If you are a business looking to open a savings account, click here to get started.

Family Piggy Bank




Let's compare accounts and see which one best suits you.



Pro Saver

Pro LISA
Liquid Investment Savings Account
Pro Prime
Variable Rate Savings Account
Monthly Service Charge
No monthly service charge
No monthly service charge
No monthly service charge
Annual Percentage Yield (APY) for account balances listed effective as of August 1, 2023
0.38% on all balances
  • 0.53% - on up to $250,000.00
  • 0.73% - on $250,000.01 - $499.999.99
  • 1.03% - on $500,000 and above
The APY listed in each tier will be paid on the entire balance in your account. 
  • For balances $250,000.00 and above, the APY will adjust daily with the prime rate minus 4.00%.
  • For balances under $250,000.00 the APY is 0.53%. 
Deposit to Open Account Minimum deposit of $100.00 Minimum deposit of $5,000.00 Minimum deposit of $250,000.00
Minimum Balance Fee
  • $5.00 will be imposed each month if the average monthly balance amount is lower than $100.00
  • Minimum Balance Fee waived for those age 25 and younger
$10.00 will be imposed each month if the average monthly balance amount is lower than $5,000.00
$10.00 will be imposed each month if the average monthly balance amount is lower than $5,000.00

Open A Pro Saver In Minutes Open a Pro LISA in minutes Open a Pro Prime in minutes
If you are a business looking to open a savings account, click here to get started.
 

 
Additional details for Pro Prime:
Product effective December 1, 2023. Rates may change after the account is opened without notice to you. Fees may reduce earnings. The minimum balance required to obtain the APY is $0.01 
 
Additional details for Pro Saver & Pro LISA:
Products effective as of November 8, 2024. Rates may change after the account is opened without notice to you. Fees may reduce earnings. The minimum balance required to obtain the APY is $0.01 
 
Additional details for online account opening:
To fund the account, you will do an ACH transaction (Automatic Clearing House) from a financial institution to your new Profinium account.  You will need to have an open account at another financial institution or at Profinium to complete the online account opening process. Submitting an application does not guarantee the account will be opened. Time to submit an application will vary based on a number of factors including but not limited to quality of internet speed and client information readily available. Third party fees for Internet, messaging, or data plans may apply.