Friends camping coffee - Subpage

Certificate of Deposit - CD

Enjoy the great outdoors while Your CD Builds your Savings!


If you are a business looking to open a CD, click here to get started.

Friends camping guitar - Small
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4.05% APY

182 Day CD

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3.80% APY

24 Month CD

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3.90% APY

36 Month CD

Calculate your potential earnings with our CD Interest Calculator

Complete list of our current CD rates


 Minimum Deposit Interest Rate Annual Percentage Yield (APY)
182 Day Certificate of Deposita $500.00 4.01% 4.05%
12 Month Certificate of Deposit/IRAa $500.00 3.80% 3.85%
18 Month Certificate of Deposit/IRAa $500.00 3.65% 3.70%
24 Month Certificate of Deposit/IRAa $500.00 3.75% 3.80%
36 Month Certificate of Deposit/IRAa,b
Bump up feature available for 36-month CD. 
 $500.00 3.84% 3.90%
48 Month Certificate of Deposit/IRAa $500.00 3.75% 3.80%
60 Month Certificate of Deposit/IRAa $500.00 3.02% 3.05%
 
Additional Details:
  • Interest compounded quarterly on terms of at least one year (12 months)
  • Terms range from 182 day to 60 months (6 month to 5 year)
  • Renews automatically upon maturity
  • Free access to our mobile banking and Money Pro spending app* 
  • 182-day CD: Interest is paid at maturity
  • Fees could reduce the earnings on the account
  • Interest rates and Annual Percentage Yields are accurate as of December 30, 2024.
  • Minimum balance to obtain annual percentage yield is $0.01
  • Please see a Relationship Banker at any one of our offices for more information. 
  • Must be of legal age to open deposit accounts. 

a. A penalty may be imposed for early withdrawal.
b. At customer’s discretion, they may change the interest rate on the account one (1) time during the original term to the current posted CD rate in effect at that time.
 
Additional details for online account opening:
  • To fund the account, you will do an ACH transaction (Automatic Clearing House) from a financial institution to your new Profinium account.  You will need to have an open account at another financial institution or at Profinium to complete the online account opening process. 
  • Submitting an application does not guarantee the account will be opened.
  • Time to submit an application will vary based on a number of factors including but not limited to quality of internet speed and client information readily available
 
*Third party fees for Internet, messaging, or data plans may apply.


 
If you are a business looking to open a CD, click here to get started.