First Year Homeowner Checklist

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First Year Home Checklist

Moving into a new home is exciting but busy. Use our printable checklist to keep track of everything—from utilities and safety to budgeting and community connections. Download it at the end of this post!


First Year in Your House Checklist

Moving into a new home is exciting—but it can also be overwhelming. From utility setup to community connection, there’s a lot to keep track of in your first year.

To help you stay organized, we’ve created a simple, printable “First Year in Your House” Checklist. Use it as a go-to guide as you settle in!

Download the printable version at the end of this post!

Month 1–2: Settling In

    • Change your address (USPS, bank, subscriptions)

    • Set up or transfer utilities (gas, electric, water, trash, internet)

    • Update your driver’s license and vehicle registration

    • Find your local grocery store, pharmacy, clinic, and vet

    • Introduce yourself to your neighbors

    • Test smoke alarms and carbon monoxide detectors

    • Review your mortgage and set up automatic payments*

    • Secure important documents in a fireproof box

 

Month 3–6: Organizing & Optimizing

    • Create a seasonal home maintenance calendar

    • Review your homeowner's insurance policy****

    • Start an emergency fund for unexpected repairs

    • Meet with your banker to review your financial plan

    • Track your monthly budget

    • Identify any needed repairs or upgrades

    • Declutter one room at a time

    • Check for property tax due dates

 

Month 7–12: Planning Ahead

    • Apply for homestead credit if eligible

    • Explore HELOC or savings options for future projects* Use our HELOC Calculator to help review optional options.  

    • Schedule annual HVAC, plumbing, and appliance checkups

    • Research local contractors or handymen

    • Revisit your budget and long-term savings goals. Use our Home Budget Calculator to reset your new budget. 

    • Start a savings plan for big-ticket home items

    • Connect with your community (events, clubs, service opportunities)

    • Reflect on what’s working well and what you'd like to improve

Featured Services

 

Download Your Printable Checklist

We made it easy—print it, pin it to your fridge, or keep it in a folder.


Download the “First Year in Your House” Checklist

 

Need Local Financial Support?

At Profinium, we offer everything from digital banking to personalized mortgage advice—plus a local team who truly wants to help you thrive.

Explore our services or connect with us today at Profinium.com.

 

*Member FDIC | Profinium Inc. NMLS# 402979. Loans are subject to credit and underwriting approval.

**First debit card is free. $10.00 per replacement card. Third party fees for internet, QR codes, messaging, or data plans may apply.

***Available during our standard business hours. Visit www.profinium.com/locations-and-hours

****Insurance products are offered through a non-bank affiliated firm, Profinium Insurance Agency. Profinium Wealth Planning is a marketing name of Cetera Investment Services. Wealth Planning products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Insurance products and Cetera Investment products are: *Not FDIC insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.

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