Home Building Resource Center

Building Your Dream Home?

Building your dream home can be an exciting and overwhelming experience. With so many decisions needing to be made, it's normal to feel a little bit lost.
No worries, we're here to help! We've put together a collection of resources for you to consider when you are building your dream home.
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It's exciting times for you!  It's happening!  You are actually going to build your dream home. From custom spice drawers to the hidden pantry that's the size of your current kitchen, there is so much energy around all those decisions. So much excitement at that it is easy to put the not-so-fun cash flow/budgeting task to the side. We have four budgeting questions for you to start considering beyond the home construction questions.  Did you catch that, 4 questions to start.  There are many many more, but we want to keep this post short for you. 

  • Are you planning to purchase new furniture or use your existing furniture?
  • Will you want to spruce up your dinnerware and get a fun new design? 
  • Same with your kitchen utensils and cookware, will you want to upgrade at that time? 
  • What about organizing bins? If you are like our SVP of Marketing, make sure to build room (lots of room) in the budget for storage and organizing bins. 
Again, this is the not so glamorous part of building your dream home, but it is necessary to ensure the dream happens. Understanding your cash flow and budget during the home build is essential. Let's review three calculators that can help you manage your cash flow through the home build process. 

  • Home Budget Calculator | Profinium Inc - This calculator will give you a look at your current budget.  Fair warning, if you do not review your cash flow/budget on a regular basis, this calculator can be daunting. Though having the honest look at your cash flow can help you determine where you want to spend money within your new home. 
  • Savings Goals Calculator | Profinium Inc - Once you have reviewed your cash flow/budget, now you can decide how much do you want to have saved up for all the fun new items you want to have in the new home... Remember those organizing bins?  Ya, add those to the savings goal. 
  • Emergency Savings Calculator | Profinium Inc - Unfortunately the not-so-fun unexpected things can happen. If something unexpected happens while you are in the middle of your new home build, have emergency savings ready to go so you do not have to forgo moving into your dream home. 
These are just three of the multitude of financial calculators we have available to you. We want move in week to be a time of joy and a time of concern. Planning ahead for the moving in and updating phase will make the dream home process even more enjoyable!  

Building your own home can be a rewarding and cost-effective way to achieve the home of your dreams. However, it can also be a complex and expensive undertaking. Here are a few financial tips to help you navigate the process: 

  • Create a budget and stick to it. Determine how much money you have available for the project and set a budget for each stage of the building process. This will help you keep your costs under control and avoid overspending. 
  • Shop around for the best deals. Compare prices for materials, labor, and financing to ensure you are getting the best value for your money. 
  • Consider using energy-efficient materials and systems. This can help you save money on utilities in the long run and may also qualify you for rebates or tax credits. 
  • Be prepared for unexpected costs. Even with a detailed budget and plan, unexpected expenses can arise. Set aside extra funds to cover these contingencies. 
  • Carefully review all contracts and agreements. Before signing any agreements, make sure you understand the terms and conditions and that you are comfortable with the costs involved. 
  • Look for financing options. You may be able to take out a construction loan to pay for the building process, or use a combination of savings, loans, and other financing options.  This is where we do get to toot our horn as our single close construction & Permanent loan option could be a fantastic option for you. 
  • Seek professional advice. Consult with a financial advisor or accountant to help you make informed decisions about financing your home building project. 

Remember to take your time, do your research and be prepared for unexpected costs. Building a house is a big investment, so it's important to make sure you're in the best possible financial position before you begin. 


Building a new home can be a challenging and stressful process, and it can put a strain on a marriage if not managed properly. Here are a few tips to help your marriage survive the home building process: 

  • Communicate openly and honestly. Share your thoughts, concerns, and expectations with your partner, and actively listen to their perspective. 
  • Set realistic expectations. Building a new home takes time and money, and it's important to be prepared for unexpected delays and added costs. 
  • Divide responsibilities and make a plan together. Assign specific tasks and responsibilities to each partner, and make a plan to ensure that everyone is on the same page. 
  • Take time for each other. Building a new home can be all-consuming, but it's important to make time for your relationship outside of the home building process. 
  • Seek professional advice. Consult with a therapist or counselor if you are experiencing stress or tension in your relationship. 
  • Have patience and understanding. Building a new home can be a long process, with many ups and downs, it's important to understand that it's not just your partner but both of you are going through this together. 
  • Remember the end goal. Keep in mind that the end result will be worth it. The stress and hard work will pay off when you have the home of your dreams. 

Remember that building a new home can be a challenging process, but with good communication and teamwork, you and your partner can navigate the process and come out stronger on the other side. 

Communicating effectively with your contractor is crucial to ensuring the success of your new home build. Here are a few tips to help you communicate effectively with your contractor: 

  • Establish clear lines of communication. Make sure you know who to contact with questions or concerns, and that your contractor knows how to reach you.  
  • Be specific and detailed in your communication. Clearly convey your needs, wants, and expectations to your contractor, and make sure they understand your vision for the project.   
  • Keep records of all communication. This includes emails, phone calls, and in-person conversations. It will help you to have accurate records of what was discussed and agreed upon.   
  • Communicate regularly. Stay in touch with your contractor throughout the building process to ensure that everything is on schedule and that any issues are addressed in a timely manner.   
  • Be honest and direct. If you have any concerns or issues, bring them up with your contractor as soon as possible. They will appreciate your directness, and it will help avoid misunderstandings and delays.   
  • Ask questions and seek clarification if needed. If you don't understand something or are unsure about a specific aspect of the project, don't hesitate to ask your contractor for more information.   
  • Express your appreciation. Showing your contractor that you appreciate their hard work and dedication can help build a positive working relationship. 

Remember that clear and effective communication can help ensure that your new home build goes smoothly, and that your vision for the project is realized.