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Health Savings Accounts

The only thing that may make our HSAs more amazing would be if the account would workout and eat our veggies for us! 
 

Your Amazing Health Savings is Possible


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We plan and save for things like vacations, buying homes, and emergency funds.
Let's add your health savings plan to the list and help prepare for the unexpected.
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Wide range of terms customized to your situation
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Receive higher rates on larger balance
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HSAs can provide tax advantages*

KEY FEATURES:

  • Greater personal control over healthcare management and expenses
  • Prepare for qualified medical expenses
  • An HSA provides tax advantages*:
    • Contributions may be tax deductible
    • Tax-free earnings through investment
    • Tax-free withdrawals for qualified medical, dental, vision expenses, and more*
  • Contributions are tax-free, with limits set by the IRS, and can be made by you, your employer, or a third party
  • Funds can be withdrawn at any time by check or debit card**
  • Unused funds remain in account year after year; no "use it or lose it" policy
  • Keep your HSA in your name, regardless of career or life changes 
  • Free access to our online & mobile banking***
  • Free access to our money management app, Money Pro.*** 
  • No monthly service fees after annual $30 fee
  • No minimum balance requirements after $100 minimum deposit to open the account
 
*Consult a tax advisor.
**You can withdraw funds at any time for any purpose. However, if funds are withdrawn for reasons other than qualified medical expenses, the amount withdrawn will be included as taxable income, and is subject to a 10% penalty.
***Data rates may apply.
Prospective borrowers must be of legal age to apply for a loan.
 

Eligibility

Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility. Please contact your tax advisor for further eligibility requirements.