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EXTRA REWARDS. ELEVATED BANKING.
WELCOME TO ONEPLUS
OnePlus is more than just a checking account—it’s a relationship rewards program designed to help you get more out of your everyday banking. Enjoy exclusive benefits, premium perks, and personalized service just for being part of the Profinium family. The more you engage, the more you unlock.
Because at Profinium, we believe loyalty should lead to more.
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Rising interest rates, housing prices, and inflation have made many pause their home search. But with ONE+ by Rocket Mortgage®, homeownership may be closer than you think. If you're ready to move forward—with less upfront cost—we’re here to help.
A New Low Down Payment Option
Traditionally, buyers needed to put down at least 20% to avoid private mortgage insurance (PMI). With ONE+ by Rocket Mortgage®, those days are gone. You contribute just 1% down, and our partner lender covers the other 2%, giving you the full benefits of a 3% down payment—without the burden of PMI.
Save Big With no PMI
With PMI out of the picture, you’ll enjoy lower monthly payments, increased buying power, and a smoother path to approval. It’s an opportunity to keep more money in your pocket while building equity from day one.
Who is Eligible?
ONE+ is available to first-time and repeat homebuyers whose income is at or below 80% of the area median income (AMI) for the location of the home. It’s designed for purchase loans only, with a maximum loan amount of $350,000, and cannot be combined with other promotions.
Contact our amazing Mortgage Team to take advantage of this exclusive opportunity today!
FAIRMONT & TRUMAN
ERICA BERHOW | Mortgage Loan Officer
105 Lake Avenue, PO Box 848
Fairmont, MN 56031
507-235-7552 (direct)
NMLS #1373934
MANKATO
JACOB MALLAK | Mortgage Loan Officer
100 Warren Street Suite 100
Mankato, MN 56001
507-389-8370 (Direct)
NMLS #792195
OWATONNA
JANNELL TUFTE | Mortgage Loan Officer
1080 West Frontage Road
Owatonna, MN 55060
507-446-4286 (direct)
NMLS #402028