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Choose Your Checking

Your Amazing Checking Account is Real

You have enough going on and the last thing you need from your banking is complicated.  That is why we designed our checking accounts with you in mind - simple and rewarding banking.  


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 PRO REWARDS Checking PRO BASIC Checking
Monthly Service Charge No monthly service charge.  No monthly service charge. 
Rewards when you meet above qualifications
  • Up to $20.00 a month ATM fee refunds
  • Earn a premium interest rate on up to $15,000.00 deposit funds in the account.
With Pro Basic Checking, we're keeping it simple - no monthly service charges, no qualifiers, and no rewards.
Simple banking for those looking for the basics. 
Annual Percentage Yield (APY) for account balances 
Effective as of August 1, 2023 
If qualification criteria are met:
  • 4.11% on balances up to $15,000.00
  • 0.43% on balances $15,000.01 and greater
  • 0.03% on accounts that do not meet the qualifications
Use our Pro Rewards Calculator to see how much estimated interest you could earn with Pro Rewards. 
 
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Qualifiers
Each month have:
  • 10 or more debit card purchase post and settle AND
  • At least one direct deposit or automatic payment (ACH - Automated Clearing House post and settle
 No qualifiers with Pro Basic.

Open a Pro Rewards Account in Minutes Open a Pro Basic account in minutes
 
* First debit card is free. $10.00 per replacement card.
** Third party fees for internet, messaging, or data plans may apply.
 
All the details: 
  • All products effective August 1, 2023
  • One Pro Rewards account per tax ID number (i.e. social security number)
  • APY for account balances listed effective August 1, 2023.
  • Fees may reduce earnings.
  • The minimum balance required to obtain the APY is $0.01
  • If you do not meet the qualifications with Pro Rewards, you will still earn an APY of .03%
  • Minimum Deposit to open account for Pro Rewards, Pro Basic and Pro Saver is $100.00
  • APY and Rewards may change after the account is opened without notice to you.
  • If account qualifications are met during the prior qualification cycle, you will receive credit for up to $20.00 in ATM fees on the 5th of the current month.
  • A qualifying cycle is from the 1st of the month to the last business day of the month.
  • Must be of legal age to open deposit accounts.
 

Once you have downloaded your Profinium banking app, you will have the ability to: 

  • Turn your card on or off.
  • Set transaction spending limits based on your preferences, including dollar amount, transaction type and merchant type.
  • Get instant alerts on certain types of transactions, like when a transaction is declined.
  • Set a specific region where the card can be used (travel notices).
  • Even set your card so it can be used only when your mobile device is nearby.
In addition to free access to our online & mobile banking, you get free access to our money management program, Money Pro. Monitor budgets, track spending, set goals, and use our interactive budgeting calendar to manage your cash flow throughout the month.  By adding your external accounts, Money Pro will even help you monitor your net worth.