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PERSONAL CHECKING OPTIONS
SIMPLE, REWARDING BANKING
At Profinium, we understand that your banking needs to be straightforward and beneficial. That's why we've designed checking accounts that are both easy to use and rewarding.
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Is No Monthly Fee Checking Still a Thing? Yes, and It's Here!
At Profinium Bank, we believe your money should work for you - not the other way around. That’s why we offer checking accounts with no monthly service charges and no minimum balance requirements.
Here’s what you’ll get with our Checking:
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No monthly fees
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No minimum balance
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Free online and mobile banking1
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Free debit card with fraud protection2
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Local support from your community bank
Whether you're managing your day-to-day expenses or starting fresh with your first account, Profinium’s Checking is simple, secure, and built for real life.
Take Full Control of Your Debit Card 24/7
Once you have downloaded your Profinium banking app, you will have the ability to:
- Turn your card on or off.
- Set transaction spending limits based on your preferences, including dollar amount, transaction type and merchant type.
- Get instant alerts on certain types of transactions, like when a transaction is declined.
- Set a specific region where the card can be used (travel notices).
- Even set your card so it can be used only when your mobile device is nearby.
Bank on your schedule...not ours, with your online & mobile banking apps.
In addition to free access to our online & mobile banking, you get free access to our money management program, Money Pro. Monitor budgets, track spending, set goals, and use our interactive budgeting calendar to manage your cash flow throughout the month. By adding your external accounts, Money Pro will even help you monitor your net worth.